# Trinqa Product Overview

## Category

Self-driving portfolio.

## What Trinqa does

Trinqa coordinates a user's portfolio around risk preference, time horizon, liquidity needs, and intent.

The portfolio has two fundamental liquidity states:

- Ready to use: money available for immediate supported actions.
- Growing: eligible funds currently allocated to supported yield strategies.

Trinqa can coordinate supported infrastructure when money needs to move or additional liquidity is required.

## What Trinqa is not

Trinqa is not positioned as:

- a crypto wallet
- an exchange
- a trading terminal
- a bank account
- a payment wallet

Underlying blockchain and financial protocols are infrastructure.

## Core user model

The user chooses:

- risk
- time horizon
- liquidity needs
- financial intent

Trinqa handles supported infrastructure behind the experience.

## Portfolio model

Total Portfolio = Ready to Use + Growing

Portfolio management may include:

- strategy eligibility
- liquidity management
- yield allocation
- partial unwind when supported
- money movement through supported rails

## Infrastructure

Trinqa is being built on Stellar.

Stellar is the only additional settlement network evidenced in the current project source. Other payment-rail logos are not claimed as live production integrations.

## Returns and risk

Returns are not guaranteed.

Yield, liquidity, and strategy risk can change.